More Homeowners Are Buying Flood Insurance... Here's Why

More Homeowners Are Buying Flood Insurance... Here's Why

Natural disasters can result in devastating financial loss.  Yet homeowners still need to be reminded of the importance of contingency planning and adequate insurance coverage.

Unless directed otherwise by your mortgage, Flood Insurance is not a requirement.  However, that doesn't mean you should only purchase "what is required".  Though, in certain situations, areas that were historically known to be outside of high risk flood zones, now may be exposed to potential flood damage. 

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Is It Time to Update Your Jewelry or Art Appraisals?

Is It Time to Update Your Jewelry or Art Appraisals?

Have you spent years building your art or jewelry collection – or perhaps you just started?  
Collecting valuable items is an expensive and sentimental hobby.  The risk of damage or theft is always a main concern for collectors. Yet while most successful professionals are wise enough to insure their prized possessions, too often these valuables are underinsured or not insured properly. 
So, how can you be sure that your favorite painting or family heirlooms are protected to their correct value? The answer is in the appraisal. 
 

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3 Things We Can Learn from the Facebook Data Scandal

3 Things We Can Learn from the Facebook Data Scandal

In 2018, no one is safe. Cyber security firmly remains as a top concern for businesses of all sizes. Especially after the breach heard around the world; Facebook will now be facing multiple class-action law-suits for sharing the data of more than 50 million users with a data mining firm. Yikes! Sure, maybe your business isn’t pulling in as much data (or revenue) as Facebook – but that doesn’t exactly mean you’re less vulnerable. Here’s what your business can learn from the Facebook data scandal:

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4 Insurance Tips for Your Vacant Home

4 Insurance Tips for Your Vacant Home

Your home could be vacant for a variety of reasons; whether it’s a seasonal home, it’s under renovation, you’re traveling or it’s up for sale. Leaving your property unattended also leaves in vulnerable to damage from natural disaster, vandalism or theft. That’s why it’s important to take steps to protect it and make sure there is adequate insurance coverage.

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Avoid the "Madness": Insure Your Company's MVP's

Avoid the "Madness": Insure Your Company's MVP's

Whether you own a large corporation or small business, chances are you probably have key employees (such as owners, founders, or top executives) that are crucial to your company’s success. While these people may be irreplaceable, it’s important to procure a strategy that lifts the financial burden that could result from the unexpected loss of your top employee. Key Person (or Key Man) Life Insurance is a type of business life insurance that could protect your company from this type of financial hardship.
 

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The Pros and Cons of Self-Funded Health Plans

The Pros and Cons of Self-Funded Health Plans

With healthcare costs on the rise, many organizations are exploring alternative insurance solutions to cover their employees. One of these options to potentially reduce and or control cost is a self-funded health plan. While this type of program is typically used by larger companies, many smaller-sized businesses have been opting to self-insure. Never heard of it? Well, let’s break it down:

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