SERVING HIGH NET-WORTH INDIVIDUALS AND BUSINESS OWNERS
Jeffrey has extensive knowledge in both the wholesale and retail sides of the insurance industry — which allows him to create the most appropriate coverage for his clients at the best possible value.
He specializes in Real Estate and Construction, creating customized risk management solutions for owners and managers of multi-unit residential and commercial real estate. Jeffrey prides himself on being able to identify huge coverage gaps missed by other brokers that can leave clients vulnerable to monumental losses.
With over fifteen years of experience serving high net-worth individuals and business owners, Jeffrey Bernard has extensive knowledge in both the wholesale and retail sides of the insurance industry —which enables him to create the most appropriate coverage for the best possible value.
RESA is an exclusive, member-based organization that brings together the best specialists in the real estate business, based here in New York City. From brokerage services, Project Advisory, Lending, Construction, Transactions, and Sales and Marketing, our members can assist in all stages of a transaction.
Jeffrey is a full service Insurance Broker holding licenses in many states. He customizes insurance solutions for families and businesses alike. Find out more about which services he provides.
Why wait until a claim occurs to scramble and review your insurance policy? One overlooked gap or error in your coverage could be very costly. Whether your policy is up for renewal, or you are in the process of purchasing a new policy, you should pay attention to the exclusions and limitations included in your coverage.
Placing the personal ownership of your assets in a Trust or Limited Liability Corporation (LLC) has become increasingly popular among affluent individuals and families.
In fact, studies show that the number of properties owned by trusts or LLC’s has increased about 35% since 1983. This wealth management and estate planning strategy has proven to be beneficial for privacy, tax, and liability purposes. It also facilitates the transfer of assets between generations and individuals. However, most people tend to forget about their insurance after changing ownership to a trust or an LLC.
Natural disasters can result in devastating financial loss. Yet homeowners still need to be reminded of the importance of contingency planning and adequate insurance coverage.
Unless directed otherwise by your mortgage, Flood Insurance is not a requirement. However, that doesn't mean you should only purchase "what is required". Though, in certain situations, areas that were historically known to be outside of high risk flood zones, now may be exposed to potential flood damage.
Have you spent years building your art or jewelry collection – or perhaps you just started?
Collecting valuable items is an expensive and sentimental hobby. The risk of damage or theft is always a main concern for collectors. Yet while most successful professionals are wise enough to insure their prized possessions, too often these valuables are underinsured or not insured properly.
So, how can you be sure that your favorite painting or family heirlooms are protected to their correct value? The answer is in the appraisal.
In 2018, no one is safe. Cyber security firmly remains as a top concern for businesses of all sizes. Especially after the breach heard around the world; Facebook will now be facing multiple class-action law-suits for sharing the data of more than 50 million users with a data mining firm. Yikes! Sure, maybe your business isn’t pulling in as much data (or revenue) as Facebook – but that doesn’t exactly mean you’re less vulnerable. Here’s what your business can learn from the Facebook data scandal:
Your home could be vacant for a variety of reasons; whether it’s a seasonal home, it’s under renovation, you’re traveling or it’s up for sale. Leaving your property unattended also leaves in vulnerable to damage from natural disaster, vandalism or theft. That’s why it’s important to take steps to protect it and make sure there is adequate insurance coverage.
Whether you own a large corporation or small business, chances are you probably have key employees (such as owners, founders, or top executives) that are crucial to your company’s success. While these people may be irreplaceable, it’s important to procure a strategy that lifts the financial burden that could result from the unexpected loss of your top employee. Key Person (or Key Man) Life Insurance is a type of business life insurance that could protect your company from this type of financial hardship.
With healthcare costs on the rise, many organizations are exploring alternative insurance solutions to cover their employees. One of these options to potentially reduce and or control cost is a self-funded health plan. While this type of program is typically used by larger companies, many smaller-sized businesses have been opting to self-insure. Never heard of it? Well, let’s break it down:
Have you ever updated or renovated your home without reviewing your insurance? Big mistake! While many of us often invest in increasing the value of our home by remodeling, we tend to forget that the cost to rebuild has increased too. That’s why it’s important to make sure you avoid these 3 mistakes when updating your property.
Most people are reliant on a steady income in order to live comfortably. What happens if you are injured or become ill, and your benefits through work are not enough?